Regardless of age, income and experience, like a deposit
pension scheme Easy Investment Plan (EIP) facilitates a
simple and more convenient way of investing in the stock
What exactly is EIP?
- An EIP is a
specific amount, invested at regular intervals for a
certain horizon e.g. two/three/four/five years.
- It allows
the investor to buy securities as per a pre-decided
frequency; the investor has the complete discretion to
decide the amount and also the stock to invest in.
- EIP utilizes
the time-tested methodology of BDT cost-averaging
method, which allows an investor to minimize risk and to
maximize the return for investment as more number of
shares is bought in a falling market and fewer shares
are bought in a rising market.
Automatically receive the reminder to deposit and buy
your selected stock at your prescribed time
How does an EIP work?
- Decide how
much you want to invest on a regular basis in a cheap
valuation company supported by the research.
how often you wish to purchase your shares of the
- Set an
investment horizon depending on your investment goal.
Reduces the risk of market timing
It is said that while an amateur goes broke by taking
larger losses, a professional goes broke by taking small
profit. It is the most prevalent behavioral bias of an
investor to be swayed by market mania.
Though it is not impossible, market timing is very
difficult task. But the beauty of cost averaging is an
automatic market-timing mechanism that eliminates the need
to time one's investments. By purchasing shares of stock in
small amounts over time rather than one in larger lump sum,
you reduce the volatile swings in the market price. Stocks
are vulnerable to systematic risk but EIP minimizes the
effects of investing in volatile markets.
Benefits of EIP
- EIP is
very convenient: Simple steps to invest in an EIP:
- Open an BO with us.
- Fill the required details.
- Ensure availability of funds.
- Access LBSL recommended stock picks based on
comprehensive research reports.
- Monitor you EIP position online.
- Automatically know when it's time for you to
purchase shares of EIP stock through an email or
Disciplined Investing: An ordinary investor is not
like a rational computer like profit maximizing machine
rather he has emotions, impulses, fears, feelings and
information processing limitation that beget different
types of bias. But a successful and smart investor
always remains disciplined in any market situation. It's
the key to investing success. Regular investment makes
one disciplined in their savings and also leads to
wealth accumulation. Systematic investing is a
time-tested discipline that makes it easy to invest
Gain: Possibility to get capital gain in early
Investment Tax Benefit from investing in shares
Investment in the shares of listed companies is subject
to 15% tax rebate on the value of investment up to BDT1.5
crore or 30% of total income, whichever is lower. The rebate
is applicable on the total value of the tax payable by any
individual. For example, if the total taxable income of an
individual is BDT 720, 000; he is subject to paying BDT 60,
000 taxes. If the individual invests BDT 216, 000 in stocks,
he will be entitled to enjoy BDT 30, 000 tax rebates. The
calculations are shown in the following table;
Regular investment through EIP can provide investment
|Taxable Income||BDT 720,000|
|Tax payable without investment||BDT
|If 30% of total Income is invested||BDT
|Tax rebate @ 15%||BDT 32,400|
|Actual tax payable if invested||BDT
|Total Income after Tax if there is investment||
|Total Income after Tax if there is no investment||
|Total Income after tax is maximized if invested
Terms & Conditions
- EIP is a
facility offered by LBSL on its trading platform whereby
the client authorizes LBSL to place buy transactions in
specific securities in predetermined quantities or
amounts at periodic intervals over a fixed period of
- The client
agrees that an EIP request can be placed for only one
security at a time.
shall mean the time intervals specified by the clients
in the EIP request placed under this Facility.
Period shall mean the period under the Facility for
which the EIP request can be placed.
Placement day shall mean the day on which EIP orders
will be placed by LBSL as per the frequency and other
order related parameters selected by the client.
- The no. of
units to be purchased would be arrived at by dividing
the net investible amount by the market price prevailing
at the time order is entered by LBSL.
- Client can
revoke the service by giving a 3 day prior notice to the
specified date for execution of trade.
- The Client
agrees not to hold LBSL liable for any loss or damage
incurred or suffered by it due to any delay, error,
defect, failure or interruption in the provision of
Facility arising from or caused by any reason
- LBSL, at its
sole discretion, reserves the right to either
temporarily or permanently, withdraw or suspend the EIP
Facility at any time without giving any notice or
assigning any reason for the same, whether in respect of
one or more Clients.
- The client
agrees that LBSL reserves the right to decide the timing
for placing the orders on the Order placement day as per
the frequency under the Facility.
- EIP facility
is available for first 15 days of a month. In case the
chosen date turns out to be a non-working day for the
scheme, the EIP will be processed on the immediate
following working day.
Other value added services
- Email Alert:
You will get instant email notification about any news
for stock you pick.
Pulse: Exclusive access to Market Pulse, the most
preferred and enriched business publications of
Events Calendar: The Corporate Events Calendar will
allow you to see past events and prepare yourself for
the announced upcoming events. The events have been
color coded on the calendar view so that different
events have different colors to make it visually more
differentiable. The event days are highlighted on the
calendar view. When the cursor is taken on a particular
highlighted day, a label will appear naming the
occasion. The calendar is designed such that it
categorizes the events and presents them in a user
friendly format, so that they could be accessed anytime
- LBSL Client
Login: This is the latest addition of LankaBangla
financial portal where you can visit your investment
account details and take decision.
Research Report: You can get access to Research Reports
published by LankaBangla Capital Market Research Team.
Here you can get Daily, Weekly, Monthly, Sector and
Macroeconomic reports which provide expert insights and
ideas on Bangladesh stock market and macroeconomic
We provide day end market updates to you through our
- Real Time
Market Watch: Incorporate all the stocks with their
current price and change direction (up, down and